._container_1wfot_1{background:var(--bg-app);flex-direction:column;width:100%;min-height:100vh;display:flex;overflow-x:clip}._main_1wfot_11{box-sizing:border-box;flex:1;width:100%;max-width:1400px;margin:0 auto;padding:140px 20px 80px;overflow-x:clip}@media (width<=600px){._main_1wfot_11{max-width:100vw;padding:80px 16px 60px}}._breadcrumbs_1wfot_31{color:#5e5850;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:32px;font-size:14px;display:flex}._breadcrumbs_1wfot_31 a{color:#0052cc;text-decoration:none;transition:color .2s}._breadcrumbs_1wfot_31 a:hover{color:#003e9e}._breadcrumbs_1wfot_31 span:not(:last-child){color:#cfc7b8}._layout_1wfot_56{grid-template-columns:250px minmax(0,1fr);align-items:start;gap:60px;display:grid;position:relative}@media (width<=1024px){._layout_1wfot_56{grid-template-columns:minmax(0,1fr)}._toc_1wfot_71{display:none}}._toc_1wfot_71{align-self:start;position:sticky;top:120px}._mobileToc_1wfot_83,._mobileTocSpacer_1wfot_87{display:none}._tocSticky_1wfot_91{max-height:calc(100vh - 160px);overflow-y:auto}._toc_1wfot_71 h3{text-transform:uppercase;letter-spacing:.5px;color:#5e5850;margin-bottom:16px;font-size:14px;font-weight:600}._toc_1wfot_71 ul{margin:0;padding:0;list-style:none}._toc_1wfot_71 li{margin-bottom:8px}._toc_1wfot_71 a{color:#3b3833;border-left:2px solid #0000;padding:6px 0 6px 12px;font-size:14px;line-height:1.4;text-decoration:none;transition:all .2s;display:block}._toc_1wfot_71 a:hover{color:#003e9e;border-left-color:#0052cc}._toc_1wfot_71 ._level2_1wfot_132 a{font-weight:500}._toc_1wfot_71 ._level1_1wfot_136 a{color:#141a26;font-weight:700}._toc_1wfot_71 ._level3_1wfot_141 a{color:#5e5850;padding-left:24px;font-size:13px}._toc_1wfot_71 ._active_1wfot_147 a{color:#0052cc;border-left-color:#0052cc;font-weight:600}._tocCurrentLabel_1wfot_153{letter-spacing:.4px;text-transform:uppercase;color:#5e5850;margin:0 0 4px;font-size:12px;font-weight:600}._tocCurrent_1wfot_153{color:#141a26;margin:0 0 18px;font-size:15px;font-weight:700;line-height:1.35}._mobileTocDetails_1wfot_170{background:var(--bg-app);box-shadow:none;border:none;border-radius:0;overflow:clip}._mobileTocSummary_1wfot_178{cursor:pointer;user-select:none;background:var(--bg-app);justify-content:space-between;align-items:center;gap:16px;padding:14px 16px;list-style:none;display:flex}._mobileTocSummary_1wfot_178::-webkit-details-marker{display:none}._mobileTocLabel_1wfot_194{letter-spacing:.4px;text-transform:uppercase;color:#5e5850;white-space:nowrap;font-size:12px;font-weight:700}._mobileTocCurrent_1wfot_203{color:#141a26;text-align:right;font-size:14px;font-weight:700}._mobileTocList_1wfot_210{background:var(--bg-app);border-top:1px solid #e9e4da;max-height:42vh;margin:0;padding:0 8px 10px;list-style:none;overflow-y:auto}._mobileTocList_1wfot_210 li{margin:0}._mobileTocList_1wfot_210 a{color:#3b3833;border-left:2px solid #0000;padding:10px 8px 10px 12px;font-size:14px;line-height:1.4;text-decoration:none;display:block}._mobileTocList_1wfot_210 ._level3_1wfot_141 a{color:#5e5850;padding-left:24px;font-size:13px}._mobileTocList_1wfot_210 ._level1_1wfot_136 a{color:#141a26;font-weight:700}._mobileTocList_1wfot_210 ._active_1wfot_147 a{color:#0052cc;border-left-color:#0052cc;font-weight:600}@media (width<=1024px){._mobileToc_1wfot_83{z-index:calc(var(--z-app-chrome) + 1);background:var(--bg-app);border-bottom:1px solid #3c2d1414;margin:0;display:block;position:fixed;top:80px;left:0;right:0;box-shadow:0 1px #3c2d140a}._mobileTocSpacer_1wfot_87{height:48px;display:block}}@media (width<=600px){._mobileToc_1wfot_83{top:80px}._mobileTocSpacer_1wfot_87{height:48px}}._article_1wfot_283{max-width:800px}._articleHeader_1wfot_287{border-bottom:1px solid #e9e4da;margin-bottom:48px;padding-bottom:32px;scroll-margin-top:120px}._pillarBadge_1wfot_294,._categoryBadge_1wfot_295{text-transform:uppercase;letter-spacing:.5px;border-radius:6px;margin-bottom:16px;margin-right:8px;padding:6px 12px;font-size:12px;font-weight:600;display:inline-block}._pillarBadge_1wfot_294{color:#fff;background:linear-gradient(135deg,#0052cc 0%,#1b2a4a 100%)}._categoryBadge_1wfot_295{color:#3b3833;background:#f3f0ea}._articleHeader_1wfot_287 h1{color:#141a26;overflow-wrap:break-word;word-break:break-word;margin-bottom:16px;font-size:42px;font-weight:800;line-height:1.2}._description_1wfot_328{color:#5e5850;margin-bottom:24px;font-size:20px;line-height:1.6}._byline_1wfot_335{color:#5e5850;flex-wrap:wrap;align-items:center;gap:6px;margin:0 0 24px;font-size:14px;line-height:1.5;display:flex}._bylinePrefix_1wfot_346{color:#5e5850}._bylineAuthor_1wfot_350,._bylineDate_1wfot_351{color:#141a26;font-weight:600}._bylineSeparator_1wfot_356{color:#cfc7b8}._meta_1wfot_361{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:24px;max-width:100%;margin-bottom:40px;display:flex}._metaStats_1wfot_372{flex-wrap:wrap;align-items:center;gap:24px;display:flex}._metaShare_1wfot_379{margin-left:auto}._metaItem_1wfot_384{color:#5e5850;white-space:normal;align-items:center;gap:6px;font-size:14px;display:flex}._shareButton_1wfot_393{color:#3b3833;cursor:pointer;background:0 0;border:1px solid #dcd5c8;border-radius:8px;align-items:center;gap:6px;padding:8px 16px;font-size:14px;font-weight:500;transition:all .2s;display:flex}._shareButton_1wfot_393:hover{background:#f3f0ea;border-color:#cfc7b8}@media (width<=600px){._meta_1wfot_361{grid-template-columns:1fr auto;align-items:center;gap:16px;display:grid}._metaStats_1wfot_372{flex-direction:column;align-items:flex-start;gap:8px}._metaShare_1wfot_379{margin-left:0}._articleHeader_1wfot_287 h1{font-size:32px}}._heroImage_1wfot_438{border-radius:12px;margin-bottom:32px;overflow:hidden}._heroImage_1wfot_438 img{object-fit:cover;width:100%;height:auto;max-height:400px;display:block}._content_1wfot_453{color:#141a26;overflow-wrap:break-word;word-break:break-word;width:100%;font-size:18px;line-height:1.7}._content_1wfot_453 *{max-width:100%}._content_1wfot_453 h2{color:#141a26;overflow-wrap:break-word;word-break:break-word;margin-top:56px;margin-bottom:20px;scroll-margin-top:120px;font-size:32px;font-weight:700}._content_1wfot_453 h3{color:#141a26;overflow-wrap:break-word;word-break:break-word;margin-top:40px;margin-bottom:16px;scroll-margin-top:120px;font-size:24px;font-weight:600}._content_1wfot_453 h4{color:#3b3833;overflow-wrap:break-word;word-break:break-word;margin-top:32px;margin-bottom:12px;font-size:20px;font-weight:600}._content_1wfot_453 p{overflow-wrap:break-word;word-break:break-word;margin-bottom:20px}._content_1wfot_453 a{color:#0052cc;overflow-wrap:break-word;word-break:normal;font-weight:500;text-decoration:none;transition:color .2s}._content_1wfot_453 a:hover{color:#003e9e;text-decoration:underline}._content_1wfot_453 ul,._content_1wfot_453 ol{max-width:100%;margin-bottom:20px;padding-left:24px}._content_1wfot_453 li{overflow-wrap:break-word;word-break:break-word;margin-bottom:8px}._content_1wfot_453 strong{color:#141a26;font-weight:600}._content_1wfot_453 em{font-style:italic}._content_1wfot_453 code{color:#1b2a4a;background:#f3f0ea;border-radius:4px;padding:2px 6px;font-family:Monaco,Courier New,monospace;font-size:16px}._content_1wfot_453 pre{color:#f3f0ea;background:#141a26;border-radius:12px;max-width:100%;margin-bottom:24px;padding:20px;overflow-x:auto}._content_1wfot_453 pre code{color:inherit;white-space:pre;background:0 0;padding:0}._content_1wfot_453 blockquote{color:#5e5850;border-left:4px solid #0052cc;margin:24px 0;padding-left:20px;font-style:italic}._content_1wfot_453 figure{margin:32px 0}._content_1wfot_453 figure img{border-radius:12px;width:100%;height:auto;display:block}._content_1wfot_453 figure.figure-small{max-width:420px;margin-left:auto;margin-right:auto}._content_1wfot_453 figcaption{color:#5e5850;text-align:center;margin-top:10px;font-size:14px;line-height:1.5}._content_1wfot_453 hr{border:none;border-top:1px solid #e9e4da;margin:40px 0}._content_1wfot_453 table{border-collapse:collapse;width:100%;max-width:100%;margin:0}._content_1wfot_453 .table-wrapper{border:1px solid #e9e4da;border-radius:8px;width:100%;margin:24px 0;overflow-x:auto}._content_1wfot_453 th,._content_1wfot_453 td{text-align:left;white-space:normal;word-break:keep-all;border:1px solid #e9e4da;padding:16px}._content_1wfot_453 th{white-space:nowrap;background:#f3f0ea;font-weight:600}@media (width<=600px){._content_1wfot_453 .table-wrapper{border-left:none;border-right:none;border-radius:0}._content_1wfot_453 th,._content_1wfot_453 td{white-space:nowrap;white-space:normal;min-width:120px}._content_1wfot_453 th:first-child,._content_1wfot_453 td:first-child{z-index:1;background:#fff;border-right:2px solid #e9e4da;position:sticky;left:0}._content_1wfot_453 th:first-child{background:#f3f0ea}}._cta_1wfot_686{color:#fff;text-align:center;background:linear-gradient(135deg,#0052cc 0%,#1b2a4a 100%);border-radius:16px;margin-top:64px;margin-bottom:64px;padding:48px}._cta_1wfot_686 h3{margin-bottom:12px;font-size:28px;font-weight:700}._cta_1wfot_686 p{opacity:.9;margin-bottom:24px;font-size:18px}._ctaButton_1wfot_708{color:#0052cc;background:#fff;border-radius:10px;padding:14px 32px;font-size:16px;font-weight:600;text-decoration:none;transition:transform .2s,box-shadow .2s;display:inline-block}._ctaButton_1wfot_708:hover{transform:translateY(-2px);box-shadow:0 8px 24px #3c2d1426}._nextSteps_1wfot_725{margin-top:48px}._nextStepsHeader_1wfot_729{justify-content:space-between;align-items:center;gap:16px;margin-bottom:18px;display:flex}._nextSteps_1wfot_725 h3{color:#141a26;margin:0;font-size:24px;font-weight:700}._nextStepsAllGuides_1wfot_744{color:#0052cc;font-size:14px;font-weight:600;text-decoration:none}._nextStepsAllGuides_1wfot_744:hover{text-decoration:underline}._nextStepsLinks_1wfot_755{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;display:grid}._nextStepLink_1wfot_761{background:#f7f5f0;border:1px solid #e9e4da;border-radius:10px;flex-direction:column;gap:6px;padding:14px 16px;text-decoration:none;transition:border-color .2s,background .2s;display:flex}._nextStepLink_1wfot_761:hover{background:#f7f5f0;border-color:#0052cc}._nextStepTitle_1wfot_778{letter-spacing:.06em;text-transform:uppercase;color:#5e5850;font-size:12px;font-weight:700}._nextStepDescription_1wfot_786{color:#141a26;font-size:15px;line-height:1.45}._relatedArticles_1wfot_793{border-top:2px solid #e9e4da;margin-top:64px;padding-top:48px}._relatedArticles_1wfot_793 h3{color:#141a26;margin-bottom:24px;font-size:24px;font-weight:700}._relatedGrid_1wfot_806{grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px;display:grid}._relatedCard_1wfot_813{cursor:pointer;-webkit-tap-highlight-color:transparent;touch-action:manipulation;background:#f3f0ea;border-radius:12px;flex-direction:column;padding:24px;text-decoration:none;transition:background .3s,transform .3s,box-shadow .3s;display:flex}._relatedCard_1wfot_813:active{opacity:.8;transform:scale(.98)}@media (hover:hover){._relatedCard_1wfot_813:hover{background:#e9e4da;transform:translateY(-4px);box-shadow:0 8px 24px #3c2d141a}}._relatedCategory_1wfot_839{text-transform:uppercase;letter-spacing:.5px;color:#5e5850;margin-bottom:12px;font-size:12px;font-weight:600}._relatedCard_1wfot_813 h4{color:#141a26;margin-bottom:8px;font-size:18px;font-weight:600}._relatedCard_1wfot_813 p{color:#5e5850;flex:1;margin-bottom:12px;font-size:14px;line-height:1.6}._readingTime_1wfot_863{color:#5e5850;align-items:center;gap:4px;font-size:13px;display:flex}._transparencyNote_1wfot_872{color:#5e5850;background:#f7f5f0;border-left:4px solid #e9e4da;border-radius:12px;margin-top:40px;padding:24px;font-size:14px;line-height:1.6}._authorBioCard_1wfot_883{background:linear-gradient(#fff 0%,#f7f5f0 100%);border:1px solid #e9e4da;border-radius:16px;margin-top:24px;padding:24px;box-shadow:0 12px 30px #3c2d140a}._authorBioHeader_1wfot_892{justify-content:space-between;align-items:center;gap:16px;margin-bottom:14px;display:flex}._authorBioHeader_1wfot_892 h3{color:#141a26;margin:0;font-size:20px;line-height:1.25}._authorBioLink_1wfot_907{color:#0052cc;white-space:nowrap;font-size:14px;font-weight:600;text-decoration:none}._authorBioLink_1wfot_907:hover{text-decoration:underline}._authorBioBody_1wfot_919{color:#3b3833;margin:0;font-size:16px;line-height:1.7}._backLink_1wfot_927{border-top:1px solid #e9e4da;margin-top:48px;padding-top:32px}._backLink_1wfot_927 a{color:#0052cc;align-items:center;gap:8px;font-size:16px;font-weight:500;text-decoration:none;transition:gap .2s;display:inline-flex}._backLink_1wfot_927 a:hover{gap:12px}@media (width<=768px){._main_1wfot_11{padding:120px 16px 60px}._articleHeader_1wfot_287 h1{font-size:32px}._description_1wfot_328{font-size:18px}._content_1wfot_453{font-size:17px}._content_1wfot_453 h2{scroll-margin-top:128px;font-size:28px}._content_1wfot_453 h3{scroll-margin-top:128px;font-size:22px}._articleHeader_1wfot_287{scroll-margin-top:128px}._cta_1wfot_686{padding:32px 24px}._cta_1wfot_686 h3{font-size:24px}._nextStepsHeader_1wfot_729{flex-direction:column;align-items:flex-start}._byline_1wfot_335{gap:4px 6px;margin-bottom:20px;line-height:1.45}._authorBioCard_1wfot_883{margin-top:20px;padding:20px}._authorBioHeader_1wfot_892{flex-direction:column;align-items:flex-start;gap:8px;margin-bottom:12px}._authorBioHeader_1wfot_892 h3{font-size:18px}}
